{"id":4194,"date":"2026-04-14T09:22:31","date_gmt":"2026-04-14T09:22:31","guid":{"rendered":"https:\/\/schuldnerservice.de\/?page_id=4194"},"modified":"2026-05-05T08:14:44","modified_gmt":"2026-05-05T08:14:44","slug":"fallbeispiele-fuer-privatpersonen","status":"publish","type":"page","link":"https:\/\/schuldnerservice.de\/tr\/fallbeispiele-fuer-privatpersonen\/","title":{"rendered":"Fallbeispiele f\u00fcr Privatpersonen"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"4194\" class=\"elementor elementor-4194\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-15eec308 e-con-full e-flex e-con e-parent\" data-id=\"15eec308\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-6820e5af e-flex e-con-boxed e-con e-child\" data-id=\"6820e5af\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-1032a2d5 e-con-full e-flex e-con e-child\" data-id=\"1032a2d5\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-211903ea elementor-widget elementor-widget-heading\" data-id=\"211903ea\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">BISS \u2013 B\u00fcro f\u00fcr Insolvenz &amp; Schuldnerservice<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-233d1874 elementor-widget elementor-widget-text-editor\" data-id=\"233d1874\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Wir behandeln Ihre Anliegen mit h\u00f6chster Diskretion und schaffen eine Atmosph\u00e4re der Vertraulichkeit, \u00a0in der Sie offen \u00fcber Ihre Sorgen sprechen k\u00f6nnen. Ihre pers\u00f6nlichen Informationen sind bei uns gesch\u00fctzt \u2013 garantiert.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-856fb25 elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-widget elementor-widget-image\" data-id=\"856fb25\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1920\" height=\"1080\" src=\"https:\/\/schuldnerservice.de\/wp-content\/uploads\/2026\/05\/Biss-Logo-Transparent.png\" class=\"attachment-full size-full wp-image-5004\" alt=\"\" srcset=\"https:\/\/schuldnerservice.de\/wp-content\/uploads\/2026\/05\/Biss-Logo-Transparent.png 1920w, https:\/\/schuldnerservice.de\/wp-content\/uploads\/2026\/05\/Biss-Logo-Transparent-300x169.png 300w, https:\/\/schuldnerservice.de\/wp-content\/uploads\/2026\/05\/Biss-Logo-Transparent-1024x576.png 1024w, https:\/\/schuldnerservice.de\/wp-content\/uploads\/2026\/05\/Biss-Logo-Transparent-768x432.png 768w, https:\/\/schuldnerservice.de\/wp-content\/uploads\/2026\/05\/Biss-Logo-Transparent-1536x864.png 1536w, https:\/\/schuldnerservice.de\/wp-content\/uploads\/2026\/05\/Biss-Logo-Transparent-18x10.png 18w\" sizes=\"(max-width: 1920px) 100vw, 1920px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-277836e8 e-flex e-con-boxed e-con e-child\" data-id=\"277836e8\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-5ea85ec8 e-con-full e-flex e-con e-child\" data-id=\"5ea85ec8\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2f5de2b4 elementor-widget-divider--view-line elementor-invisible elementor-widget elementor-widget-divider\" data-id=\"2f5de2b4\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:&quot;200&quot;}\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-30db5c9 elementor-widget elementor-widget-icon-box\" data-id=\"30db5c9\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tFelsefemiz\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tUnser Ziel ist es, unsere Klienten zu entlasten, zu stabilisieren und ihnen eine Perspektive f\u00fcr einen finanziellen Neuanfang zu er\u00f6ffnen. Dabei setzen wir auf Transparenz, Verl\u00e4sslichkeit und die enge Zusammenarbeit zwischen Berater und Klient.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-43d8c766 e-con-full e-flex e-con e-child\" data-id=\"43d8c766\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-10ec2d10 animated-slow elementor-widget-divider--view-line elementor-invisible elementor-widget elementor-widget-divider\" data-id=\"10ec2d10\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:&quot;200&quot;}\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-95a0a62 elementor-widget elementor-widget-icon-box\" data-id=\"95a0a62\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tMisyonumuz\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tWir haben es uns zur Aufgabe gemacht, Menschen auf ihrem Weg aus der Schuldenkrise kompetent, empathisch und l\u00f6sungsorientiert zu begleiten. Von der au\u00dfergerichtlichen Einigung bis zum Insolvenzverfahren wollen wir Betroffenen die bestm\u00f6gliche Unterst\u00fctzung bieten \t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3b9fd314 e-con-full e-flex e-con e-child\" data-id=\"3b9fd314\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7563c417 animated-slow elementor-widget-divider--view-line elementor-invisible elementor-widget elementor-widget-divider\" data-id=\"7563c417\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:&quot;200&quot;}\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-785e6a8b elementor-widget elementor-widget-icon-box\" data-id=\"785e6a8b\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tVizyonumuz\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tEine Zukunft ohne Schulden! \nUnser Anspruch ist es, als f\u00fchrender Ansprechpartner f\u00fcr Schuldnerberatung einen wichtigen gesellschaftlichen Beitrag zur Pr\u00e4vention und Bew\u00e4ltigung von \u00dcberschuldung zu leisten. Heute und in Zukunft.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fec175d e-flex e-con-boxed e-con e-parent\" data-id=\"fec175d\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7267ff6 elementor-widget elementor-widget-shortcode\" data-id=\"7267ff6\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><pre class=\"ti-widget\"><template id=\"trustindex-google-widget-html\"><div class=\"ti-widget  ti-goog ti-show-rating-text ti-review-text-mode-readmore ti-text-align-left\" data-no-translation=\"true\" data-time-locale=\"vor %d %s|Heute|Tag|Tagen|Woche|Wochen|Monat|Monaten|Jahr|Jahren\" data-plugin-version=\"13.2.9\" data-layout-id=\"13\" data-layout-category=\"slider\" data-set-id=\"light-background\" data-pid=\"\" data-language=\"de\" data-close-locale=\"Schlie\u00dfen\" data-review-target-width=\"275\" data-css-version=\"2\" data-reply-by-locale=\"Antwort des Eigent\u00fcmers\" data-only-rating-locale=\"Dieser Nutzer hat lediglich eine Bewertung abgegeben.\" data-pager-autoplay-timeout=\"6\"> <div class=\"ti-widget-container ti-col-4\"> <div class=\"ti-footer source-Google\"> <div class=\"ti-row\"> <div class=\"ti-profile-img\"> <trustindex-image data-imgurl=\"https:\/\/lh4.googleusercontent.com\/-tDaZF2JbjEI\/AAAAAAAAAAI\/AAAAAAAAAAA\/hR-9pGj3jNY\/s160-p-k-no-ns-nd\/photo.jpg\" alt=\"BISS - B\u00fcro f\u00fcr Insolvenz- und Schuldnerservice Echterdingen\" loading=\"lazy\"><\/trustindex-image> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> BISS - B\u00fcro f\u00fcr Insolvenz- und Schuldnerservice Echterdingen<\/div> <span class=\"ti-stars\"><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><\/span> <div class=\"ti-rating-text\"> <span class=\"nowrap\"><strong>61 Google Bewertungen<\/strong><\/span> <\/div> <div class=\"ti-header-write-btn-container\"> <a href=\"https:\/\/admin.trustindex.io\/api\/googleWriteReview?place-id=ChIJySbq3bnCmUcROrQWaO3EQ5I\" class=\"ti-header-write-btn\" role=\"button\" aria-label=\"Schreiben Sie eine Bewertung zu Google\" target=\"_blank\" rel=\"noopener\">Eine Bewertung schreiben<\/a> <\/div>  <\/div> <\/div> <\/div> <div class=\"ti-reviews-container\"> <div class=\"ti-controls\"> <div class=\"ti-next\" aria-label=\"N\u00e4chste Bewertung\" role=\"button\" tabindex=\"0\"><\/div> <div class=\"ti-prev\" aria-label=\"Vorherige Bewertung\" role=\"button\" tabindex=\"0\"><\/div> <\/div> <div class=\"ti-reviews-container-wrapper\">  <div data-empty=\"0\" data-time=\"1775520000\" class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-id=\"cfcd208495d565ef66e7dff9f98764da\" data-language=\"\"> <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Gepostet auf Google<\/span> <trustindex-image data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\"><\/trustindex-image> <\/div> <div class=\"ti-profile-img\"> <trustindex-image data-imgurl=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocI6u2FP42Zc0N9xiKk4Bp6Gflh3n88GbBfhxdvvbGFJLNIcpA=w40-h40-c-rp-mo-br100\" alt=\"Dominika Daiczmanek profile picture\" loading=\"lazy\"><\/trustindex-image> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Dominika Daiczmanek <\/div> <div class=\"ti-date\"><\/div> <\/div> <\/div> <span class=\"ti-stars\"><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><span class=\"ti-verified-review ti-verified-platform\"><span class=\"ti-verified-tooltip\">Trustindex \u00fcberpr\u00fcft, ob die Originalquelle der Bewertung Google ist.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\"><!-- R-CONTENT -->Ich bin sehr zufrieden mit der Unterst\u00fctzung durch die Firma BISS\n\nDas Team war jederzeit freundlich, kompetent und sehr hilfsbereit. Besonders positiv fand ich die schnelle Bearbeitung meines Anliegens sowie die klare und verst\u00e4ndliche Erkl\u00e4rung aller Schritte im Insolvenzverfahren.\n\nIch habe mich gut betreut gef\u00fchlt und kann die Firma BISS auf jeden Fall weiterempfehlen.\n\nVielen Dank f\u00fcr die professionelle Unterst\u00fctzung!<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Ausblenden\" data-open-text=\"Weiterlesen\"><\/span> <\/div> <\/div>  <div data-empty=\"0\" data-time=\"1775001600\" class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-id=\"cfcd208495d565ef66e7dff9f98764da\" data-language=\"\"> <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Gepostet auf Google<\/span> <trustindex-image data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\"><\/trustindex-image> <\/div> <div class=\"ti-profile-img\"> <trustindex-image data-imgurl=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocLubSZn9CuCal-tRaDbs3LklidUJwxPyvvCf3Q8E7B58OHOwg=w40-h40-c-rp-mo-br100\" alt=\"Serdar Yilmaz profile picture\" loading=\"lazy\"><\/trustindex-image> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Serdar Yilmaz <\/div> <div class=\"ti-date\"><\/div> <\/div> <\/div> <span class=\"ti-stars\"><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><span class=\"ti-verified-review ti-verified-platform\"><span class=\"ti-verified-tooltip\">Trustindex \u00fcberpr\u00fcft, ob die Originalquelle der Bewertung Google ist.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\"><!-- R-CONTENT -->Ich bin sehr zufrieden mit BISS \u2013 B\u00fcro f\u00fcr Insolvenz und Schuldnerservice. Herr Sefer war von Anfang an sehr hilfsbereit und hat mich kompetent durch den gesamten Prozess begleitet. Die Situation ist genau so abgelaufen, wie er es mir im Vorfeld erkl\u00e4rt hat  das hat mir viel Sicherheit gegeben.\n\nBesonders positiv fand ich, dass er sich immer Zeit genommen hat, meine Fragen verst\u00e4ndlich zu beantworten und alles klar und transparent zu erkl\u00e4ren. Man merkt deutlich, dass er genau wei\u00df, was er tut und \u00fcber viel Erfahrung in diesem Bereich verf\u00fcgt.\n\nDank seiner Unterst\u00fctzung konnte ich mich erfolgreich von meinen Schulden befreien. Der Ablauf ging zudem \u00fcberraschend schnell innerhalb von etwa eineinhalb Monaten war alles geregelt.\n\nIch kann BISS \u2013 B\u00fcro f\u00fcr Insolvenz und Schuldnerservice und insbesondere Herrn Sefer auf jeden Fall weiterempfehlen.<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Ausblenden\" data-open-text=\"Weiterlesen\"><\/span> <\/div> <\/div>  <div data-empty=\"0\" data-time=\"1775001600\" class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-id=\"cfcd208495d565ef66e7dff9f98764da\" data-language=\"\"> <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Gepostet auf Google<\/span> <trustindex-image data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\"><\/trustindex-image> <\/div> <div class=\"ti-profile-img\"> <trustindex-image data-imgurl=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocKZioV-_3iVBcaulfzku3bYJx2-twEI2Rgwl2JIv2xBWarSWA=w40-h40-c-rp-mo-br100\" alt=\"Melanie Handel profile picture\" loading=\"lazy\"><\/trustindex-image> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Melanie Handel <\/div> <div class=\"ti-date\"><\/div> <\/div> <\/div> <span class=\"ti-stars\"><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><span class=\"ti-verified-review ti-verified-platform\"><span class=\"ti-verified-tooltip\">Trustindex \u00fcberpr\u00fcft, ob die Originalquelle der Bewertung Google ist.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\"><!-- R-CONTENT -->Ich wurde bei Herrn Sefer sehr gut beraten. Zus\u00e4tzlich war es ein gutes Gef\u00fchl bei so einen unsch\u00f6nen Thema, wie eine Insolvenz, Herrn Sefer unterst\u00fctzend an meiner Seite zu haben.\nAlle Fragen, die ich nach den Beratungsgespr\u00e4chen hatte, hat es freundlich \u00fcber WhatsApp beantwortet.<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Ausblenden\" data-open-text=\"Weiterlesen\"><\/span> <\/div> <\/div>  <div data-empty=\"0\" data-time=\"1775001600\" class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-id=\"cfcd208495d565ef66e7dff9f98764da\" data-language=\"\"> <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Gepostet auf Google<\/span> <trustindex-image data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\"><\/trustindex-image> <\/div> <div class=\"ti-profile-img\"> <trustindex-image data-imgurl=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocJGyBtxMBt8SAbvLQkxi22gSoPPADxovLcrSOoX0qseOhZISg=w40-h40-c-rp-mo-br100\" alt=\"Marc M.B. profile picture\" loading=\"lazy\"><\/trustindex-image> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Marc M.B. <\/div> <div class=\"ti-date\"><\/div> <\/div> <\/div> <span class=\"ti-stars\"><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><span class=\"ti-verified-review ti-verified-platform\"><span class=\"ti-verified-tooltip\">Trustindex \u00fcberpr\u00fcft, ob die Originalquelle der Bewertung Google ist.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\"><!-- R-CONTENT -->Alles sehr zuverl\u00e4ssig verlaufen.<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Ausblenden\" data-open-text=\"Weiterlesen\"><\/span> <\/div> <\/div>  <div data-empty=\"0\" data-time=\"1774828800\" class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-id=\"cfcd208495d565ef66e7dff9f98764da\" data-language=\"\"> <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Gepostet auf Google<\/span> <trustindex-image data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\"><\/trustindex-image> <\/div> <div class=\"ti-profile-img\"> <trustindex-image data-imgurl=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocJ0clIPZu8qmnE_YNXQc9DgrOvOS6cYkfQBslBa5SicatFN=w40-h40-c-rp-mo-br100\" alt=\"Can \u00d6zt\u00fcrk profile picture\" loading=\"lazy\"><\/trustindex-image> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Can \u00d6zt\u00fcrk <\/div> <div class=\"ti-date\"><\/div> <\/div> <\/div> <span class=\"ti-stars\"><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><span class=\"ti-verified-review ti-verified-platform\"><span class=\"ti-verified-tooltip\">Trustindex \u00fcberpr\u00fcft, ob die Originalquelle der Bewertung Google ist.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\"><!-- R-CONTENT -->Sooo hilfsbereit in schweren Zeiten!! Danke f\u00fcr alles und dass es so unkompliziert verlief.<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Ausblenden\" data-open-text=\"Weiterlesen\"><\/span> <\/div> <\/div>  <div data-empty=\"0\" data-time=\"1774656000\" class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-id=\"cfcd208495d565ef66e7dff9f98764da\" data-language=\"\"> <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Gepostet auf Google<\/span> <trustindex-image data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\"><\/trustindex-image> <\/div> <div class=\"ti-profile-img\"> <trustindex-image data-imgurl=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocKSBca7GJTuAkpMpvMfAdi_qC9a_d4L5z7V58DwT561zQ3EmU8=w40-h40-c-rp-mo-br100\" alt=\"Andreas Kreutzer profile picture\" loading=\"lazy\"><\/trustindex-image> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Andreas Kreutzer <\/div> <div class=\"ti-date\"><\/div> <\/div> <\/div> <span class=\"ti-stars\"><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><trustindex-image class=\"ti-star\" data-imgurl=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\"><\/trustindex-image><span class=\"ti-verified-review ti-verified-platform\"><span class=\"ti-verified-tooltip\">Trustindex \u00fcberpr\u00fcft, ob die Originalquelle der Bewertung Google ist.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\"><!-- R-CONTENT -->Ich m\u00f6chte meine uneingeschr\u00e4nkte Empfehlung f\u00fcr diesen herausragenden Berater aussprechen. Von Anfang an hat er durch seine Professionalit\u00e4t, sein tiefes Fachwissen und seine au\u00dfergew\u00f6hnliche F\u00e4higkeit, komplexe Sachverhalte verst\u00e4ndlich zu erkl\u00e4ren, \u00fcberzeugt.\n\nBesonders beeindruckt hat mich seine strukturierte und l\u00f6sungsorientierte Herangehensweise. Er hat sich die Zeit genommen, meine individuellen Bed\u00fcrfnisse genau zu verstehen, und darauf basierend ma\u00dfgeschneiderte, praxisnahe Empfehlungen entwickelt. Dabei war er jederzeit zuverl\u00e4ssig, transparent und \u00e4u\u00dferst engagiert.\n\nSeine freundliche und zugleich kompetente Art schafft sofort Vertrauen, sodass man sich bestens aufgehoben f\u00fchlt. Dank seiner Unterst\u00fctzung konnte ich nicht nur konkrete Herausforderungen erfolgreich meistern, sondern habe auch langfristig wertvolle Impulse erhalten.\n\nIch kann diesen Berater uneingeschr\u00e4nkt weiterempfehlen und w\u00fcrde jederzeit wieder mit ihm zusammenarbeiten.<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Ausblenden\" data-open-text=\"Weiterlesen\"><\/span> <\/div> <\/div>  <\/div> <div class=\"ti-controls-line\"> <div class=\"dot\"><\/div> <\/div>   <\/div> <\/div> <\/div> <\/template><\/pre><div data-src=\"https:\/\/cdn.trustindex.io\/loader.js?wp-widget\" data-template-id=\"trustindex-google-widget-html\" data-css-url=\"https:\/\/schuldnerservice.de\/wp-content\/uploads\/trustindex-google-widget.css?1778149026\"><\/div><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1530208 e-con-full e-flex e-con e-parent\" data-id=\"1530208\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-525b0851 e-con-full e-flex e-con e-child\" data-id=\"525b0851\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-52f13a2 elementor-widget elementor-widget-icon-box\" data-id=\"52f13a2\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tBeispiele unserer Kunden f\u00fcr Privatpersonen\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tViele Menschen sch\u00e4men sich f\u00fcr ihre Schulden und glauben, ihr Fall sei besonders schlimm. In Wahrheit gibt es viele Situationen, die sich \u00e4hneln. Genau deshalb helfen Fallbeispiele. Sie zeigen nicht nur Probleme, sondern vor allem Wege.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c4243b0 elementor-widget elementor-widget-icon-box\" data-id=\"c4243b0\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tElke M. - Konto gesperrt, Briefe unge\u00f6ffnet\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tEine Person aus Esslingen hatte \u00fcber Monate Post nicht mehr ge\u00f6ffnet. Erst als das Konto gesperrt war, kam Bewegung in die Sache. Im ersten Schritt wurde nicht diskutiert, warum das passiert ist, sondern was jetzt konkret zu tun ist. Genau das war der Wendepunkt.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0acbf27 elementor-widget elementor-widget-icon-box\" data-id=\"0acbf27\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"https:\/\/schuldnerservice.de\/aussergerichtliche-einigungen-fuer-privatpersonen\/\" >\n\t\t\t\t\t\t\tFamilie G. - mit mehreren Gl\u00e4ubigern\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tEin Paar aus Reutlingen mit Kind hatte offene Kredite, Versandhausforderungen und Energiekostenr\u00fcckst\u00e4nde. Das gro\u00dfe Problem war nicht nur die Summe, sondern das Gef\u00fchl, gar nichts mehr ordnen zu k\u00f6nnen. Durch Struktur und klare Priorit\u00e4ten kam wieder Ruhe in die Lage.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fd0e873 elementor-widget elementor-widget-icon-box\" data-id=\"fd0e873\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tJasmin Y. - Nach Trennung in finanzielle Schieflage\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tEine junge Dame aus Stuttgart geriet nach Trennung und Umzug in R\u00fcckst\u00e4nde. Die gr\u00f6\u00dfte Angst war nicht das Geld allein, sondern das Gef\u00fchl, als Mensch gescheitert zu sein. Erst das Gespr\u00e4ch mit Mert Sefer auf Augenh\u00f6he machte es m\u00f6glich, wieder l\u00f6sungsorientiert zu denken.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5f1467a elementor-widget elementor-widget-icon-box\" data-id=\"5f1467a\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tWarum unsere Beispiele so wichtig sind\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tSie zeigen: Sie sind nicht allein. Schulden haben viele Ursachen. Krankheit, Trennung, Selbst\u00fcbersch\u00e4tzung, Jobverlust, \u00dcberforderung oder einfach zu langes Wegschieben. Entscheidend ist nicht, warum alles schiefgelaufen ist. Entscheidend ist, wie man jetzt sauber weitermacht.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7e22dcb5 e-con-full e-flex e-con e-child\" data-id=\"7e22dcb5\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e74b99f elementor-cta--layout-image-left elementor-cta--mobile-layout-image-above elementor-cta--valign-middle elementor-cta--skin-classic elementor-animated-content elementor-bg-transform elementor-bg-transform-zoom-in elementor-widget elementor-widget-call-to-action\" data-id=\"e74b99f\" data-element_type=\"widget\" data-widget_type=\"call-to-action.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-cta\">\n\t\t\t\t\t<div class=\"elementor-cta__bg-wrapper\">\n\t\t\t\t<div class=\"elementor-cta__bg elementor-bg\" style=\"background-image: url(https:\/\/schuldnerservice.de\/wp-content\/uploads\/2020\/09\/project-4.jpg);\" role=\"img\" aria-label=\"project-4\"><\/div>\n\t\t\t\t<div class=\"elementor-cta__bg-overlay\"><\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7f81f4f e-con-full e-flex e-con e-parent\" data-id=\"7f81f4f\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-275f20c e-con-full e-flex e-con e-child\" data-id=\"275f20c\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-535a38e elementor-widget elementor-widget-icon-box\" data-id=\"535a38e\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tWarum viele Menschen danach wieder aufatmen\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tNicht weil pl\u00f6tzlich alles leicht wird, sondern weil endlich Struktur da ist. Kein t\u00e4gliches Chaos mehr, kein st\u00e4ndiges Wegdr\u00fccken, kein Gef\u00fchl v\u00f6lliger Hilflosigkeit. Viele Betroffene sagen im R\u00fcckblick: Die gr\u00f6\u00dfte Erleichterung war, endlich einen klaren Weg zu haben.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-dbda50b e-con-full e-flex e-con e-child\" data-id=\"dbda50b\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e6a17e4 elementor-cta--layout-image-left elementor-cta--mobile-layout-image-above elementor-cta--valign-middle elementor-cta--skin-classic elementor-animated-content elementor-bg-transform elementor-bg-transform-zoom-in elementor-widget elementor-widget-call-to-action\" data-id=\"e6a17e4\" data-element_type=\"widget\" data-widget_type=\"call-to-action.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-cta\">\n\t\t\t\t\t<div class=\"elementor-cta__bg-wrapper\">\n\t\t\t\t<div class=\"elementor-cta__bg elementor-bg\" style=\"background-image: url(https:\/\/schuldnerservice.de\/wp-content\/uploads\/2024\/06\/AdobeStock_308561792-1024x593.jpeg);\" role=\"img\" aria-label=\"Loving man carrying happy girl on neck while having fun and enjoying freedom in evening in countryside\"><\/div>\n\t\t\t\t<div class=\"elementor-cta__bg-overlay\"><\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a7d3b3e e-con-full e-flex e-con e-parent\" data-id=\"a7d3b3e\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-890eaa3 e-con-full e-flex e-con e-child\" data-id=\"890eaa3\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c0c7703 elementor-widget elementor-widget-heading\" data-id=\"c0c7703\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Sie m\u00f6chten Ihre Lage klar einordnen, bevor noch mehr Zeit verloren geht?\nWir helfen Ihnen, den Ablauf verst\u00e4ndlich und realistisch zu bewerten.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-72770cf elementor-widget elementor-widget-heading\" data-id=\"72770cf\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/zeeg.me\/hilfe\/30min\">\n\n \u2794 \u2794 Jetzt kostenloses Erstgespr\u00e4ch anfragen<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-aeadf42 e-con-full e-flex e-con e-child\" data-id=\"aeadf42\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-9da70fd e-con-full e-flex e-con e-child\" data-id=\"9da70fd\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e5069b8 elementor-widget elementor-widget-counter\" data-id=\"e5069b8\" data-element_type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-title\">Beratungen<\/div>\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"4000\" data-from-value=\"0\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\"><\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-619334d elementor-widget elementor-widget-counter\" data-id=\"619334d\" data-element_type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-title\">Sprachen<\/div>\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"6\" data-from-value=\"0\" data-delimiter=\",\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\"><\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bb072fd elementor-widget elementor-widget-counter\" data-id=\"bb072fd\" data-element_type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-title\">Insolvenzverfahren<\/div>\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"550\" data-from-value=\"0\" data-delimiter=\",\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\">+<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9127b04 elementor-widget elementor-widget-counter\" data-id=\"9127b04\" data-element_type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-title\">Jahre<\/div>\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"20\" data-from-value=\"0\" data-delimiter=\",\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\"><\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-585da5e e-con-full e-flex e-con e-parent\" data-id=\"585da5e\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9d0a903 elementor-widget elementor-widget-toggle\" data-id=\"9d0a903\" data-element_type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1641\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1641\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"a\" width=\"37.8801\" height=\"37\" viewbox=\"0 0 37.8801 37\"><polygon points=\"37.3801 14 23.72 14 23.72 .5 23.72 0 23.22 0 14.66 0 14.16 0 14.16 .5 14.16 14 .5 14 0 14 0 14.5 0 22.5 0 23 .5 23 14.16 23 14.16 36.5 14.16 37 14.66 37 23.22 37 23.72 37 23.72 36.5 23.72 23 37.3801 23 37.8801 23 37.8801 22.5 37.8801 14.5 37.8801 14 37.3801 14\"><\/polygon><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg class=\"elementor-toggle-icon-opened e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Normal iflas hakk\u0131nda en \u00f6nemli bilgiler bir bak\u0131\u015fta<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1641\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1641\"><p>Bei drohender Zahlungsunf\u00e4higkeit wenden Sie sich an <strong>BISS<\/strong>. Wir bieten Ihnen in Baden-W\u00fcrttemberg professionelle <strong>Schuldnerberatung<\/strong> und <strong>rechtliche Unterst\u00fctzung<\/strong>.<\/p><p>\u00d6deme aczi i\u00e7indeki serbest meslek sahipleri ve a\u015f\u0131r\u0131 bor\u00e7lu \u015firketler i\u00e7in normal iflas, bor\u00e7lardan kurtulman\u0131n yoludur. S\u00fcre\u00e7 genellikle \u00fc\u00e7 y\u0131l s\u00fcrer.<\/p><p>Bireyler ve y\u00f6netilebilir bor\u00e7lar\u0131 olan eski serbest meslek sahipleri t\u00fcketici iflas\u0131n\u0131 kullanabilirler.<\/p><p>Normal bir iflas\u0131n ana nedeni genellikle \u015firketin \u00f6deme aczine d\u00fc\u015fmesidir.<\/p><p>\u0130flas ba\u015fvurusuyla birlikte kalan bor\u00e7lardan kurtulma ba\u015fvurusunda da bulunun. B\u00f6ylece bor\u00e7lar\u0131n\u0131z \u00fc\u00e7 y\u0131l sonra silinebilir.<\/p><p>\u0130yi davran\u0131\u015f d\u00f6nemi boyunca aktif olarak gelir elde etmelisiniz. Bunun haczedilebilir k\u0131sm\u0131 alacakl\u0131lar\u0131n\u0131za da\u011f\u0131t\u0131l\u0131r.<\/p><p>Belirli ko\u015fullar alt\u0131nda ve iflas y\u00f6neticisinin onay\u0131yla, iflas s\u0131ras\u0131nda da i\u015fletmenizi s\u00fcrd\u00fcrebilirsiniz.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1642\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-1642\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"a\" width=\"37.8801\" height=\"37\" viewbox=\"0 0 37.8801 37\"><polygon points=\"37.3801 14 23.72 14 23.72 .5 23.72 0 23.22 0 14.66 0 14.16 0 14.16 .5 14.16 14 .5 14 0 14 0 14.5 0 22.5 0 23 .5 23 14.16 23 14.16 36.5 14.16 37 14.66 37 23.22 37 23.72 37 23.72 36.5 23.72 23 37.3801 23 37.8801 23 37.8801 22.5 37.8801 14.5 37.8801 14 37.3801 14\"><\/polygon><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg class=\"elementor-toggle-icon-opened e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Normal \u0130flas: \u0130\u015fletme Sahipleri ve Serbest Meslek Sahipleri i\u00e7in Yeni Bir Ba\u015flang\u0131\u00e7<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1642\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-1642\"><div class=\"elementor-element elementor-element-c792e76 e-flex e-con-boxed e-con e-child\" data-id=\"c792e76\" data-element_type=\"container\"><div class=\"e-con-inner\"><div class=\"elementor-element elementor-element-246757c e-con-full e-flex e-con e-child\" data-id=\"246757c\" data-element_type=\"container\"><div class=\"elementor-element elementor-element-1655097 elementor-widget elementor-widget-heading\" data-id=\"1655097\" data-element_type=\"widget\" data-widget_type=\"heading.default\"><div class=\"elementor-widget-container\"><p class=\"whitespace-pre-wrap break-words\">Normal \u0130flas: \u0130\u015fletme Sahipleri ve Serbest Meslek Sahipleri i\u00e7in Yeni Bir Ba\u015flang\u0131\u00e7<\/p><p class=\"whitespace-pre-wrap break-words\">Normal iflas, Almanya'da serbest meslek sahipleri ve i\u015fletme sahipleri i\u00e7in \u00f6zel iflas prosed\u00fcr\u00fcd\u00fcr. \u0130\u015f insanlar\u0131n\u0131n \u00f6zel ihtiya\u00e7lar\u0131n\u0131 ve karma\u015f\u0131k finansal durumlar\u0131n\u0131 kar\u015f\u0131lamak i\u00e7in geli\u015ftirilmi\u015ftir.<\/p><p class=\"whitespace-pre-wrap break-words\">Normal iflas\u0131n ana \u00f6zellikleri:<\/p><ol><li><strong>Hedef kitle<\/strong><br \/>\u00d6zellikle aktif serbest meslek sahipleri ve i\u015fletme sahipleri i\u00e7in tasarlanm\u0131\u015ft\u0131r.<\/li><li><strong>Karma\u015f\u0131kl\u0131k<\/strong><br \/>\u0130\u015fletmelerin genellikle \u00e7ok katmanl\u0131 finansal ba\u011flant\u0131lar\u0131n\u0131 dikkate al\u0131r.<\/li><li><strong>Esneklik<\/strong><br \/>Belirli ko\u015fullar alt\u0131nda, s\u00fcre\u00e7 s\u0131ras\u0131nda i\u015fletmenin devam etmesine olanak tan\u0131r.<\/li><li><strong>Kapsaml\u0131 inceleme<\/strong><br \/>\u0130\u015f i\u015flemlerinin ve varl\u0131klar\u0131n\u0131n detayl\u0131 bir analizini i\u00e7erir.<\/li><\/ol><p class=\"whitespace-pre-wrap break-words\">Normal iflas\u0131n ama\u00e7lar\u0131:<\/p><ul class=\"-mt-1 list-disc space-y-2 pl-8\"><li class=\"whitespace-normal break-words\">\u0130\u015fletme varl\u0131klar\u0131n\u0131n d\u00fczenli tasfiyesi yoluyla alacakl\u0131lar\u0131n m\u00fcmk\u00fcn olan en iyi \u015fekilde tatmin edilmesi<\/li><li class=\"whitespace-normal break-words\">\u0130\u015fletme sahibine ekonomik yeniden ba\u015flang\u0131\u00e7 i\u00e7in bir f\u0131rsat sunulmas\u0131<\/li><\/ul><p class=\"whitespace-pre-wrap break-words\">Normal iflas\u0131n \u00f6nemli bir avantaj\u0131, s\u00fcrecin ba\u015far\u0131yla tamamlanmas\u0131ndan sonra kalan bor\u00e7lardan kurtulma olas\u0131l\u0131\u011f\u0131d\u0131r. Bu, bir i\u015fletme sahibi olarak, belirlenen bir s\u00fcre sonunda kalan bor\u00e7lar\u0131n\u0131zdan kurtulabilece\u011finiz ve b\u00f6ylece ger\u00e7ek bir yeni ba\u015flang\u0131\u00e7 \u015fans\u0131 elde edebilece\u011finiz anlam\u0131na gelir.<\/p><p class=\"whitespace-pre-wrap break-words\">Bei BISS in Baden-W\u00fcrttemberg sind wir Experten f\u00fcr Regelinsolvenzverfahren. Wir verstehen die spezifischen Herausforderungen, denen sich Unternehmer in finanziellen Krisensituationen gegen\u00fcbersehen. Unser Team begleitet Sie durch jede Phase des Verfahrens \u2013 von der ersten Beratung \u00fcber die Antragstellung bis hin zur erfolgreichen Umsetzung des Insolvenzplans und der angestrebten Restschuldbefreiung.<\/p><p class=\"whitespace-pre-wrap break-words\">Normal iflas\u0131n sizin i\u00e7in ba\u015far\u0131l\u0131 bir yeni ba\u015flang\u0131ca giden yol olabilece\u011fi konusunda size dan\u0131\u015fmanl\u0131k yapal\u0131m.<\/p><\/div><\/div><\/div><\/div><\/div><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1643\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-1643\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"a\" width=\"37.8801\" height=\"37\" viewbox=\"0 0 37.8801 37\"><polygon points=\"37.3801 14 23.72 14 23.72 .5 23.72 0 23.22 0 14.66 0 14.16 0 14.16 .5 14.16 14 .5 14 0 14 0 14.5 0 22.5 0 23 .5 23 14.16 23 14.16 36.5 14.16 37 14.66 37 23.22 37 23.72 37 23.72 36.5 23.72 23 37.3801 23 37.8801 23 37.8801 22.5 37.8801 14.5 37.8801 14 37.3801 14\"><\/polygon><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg class=\"elementor-toggle-icon-opened e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Voraussetzungen und Ablauf der Regelinsolvenz mit BISS<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1643\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-1643\"><p class=\"whitespace-pre-wrap break-words\">Normal iflas i\u00e7in \u00f6n ko\u015fullar:<\/p><p class=\"whitespace-pre-wrap break-words\">\u0130flas Kanunu, bir iflas prosed\u00fcr\u00fcn\u00fcn ba\u015flat\u0131lmas\u0131 i\u00e7in \u00fc\u00e7 ana neden tan\u0131mlar:<\/p><ol class=\"-mt-1 list-decimal space-y-2 pl-8\"><li class=\"whitespace-normal break-words\"><strong>\u00d6deme aczi<\/strong><br \/>\u0130\u015fletme, vadesi gelmi\u015f \u00f6deme y\u00fck\u00fcml\u00fcl\u00fcklerini art\u0131k yerine getirememektedir.<\/li><li class=\"whitespace-normal break-words\"><strong>Yakla\u015fan \u00f6deme aczi<\/strong><br \/>Gelecekteki \u00f6demelerin yap\u0131lamamas\u0131 \u00f6ng\u00f6r\u00fclebilir durumdad\u0131r.<\/li><li class=\"whitespace-normal break-words\"><strong>A\u015f\u0131r\u0131 bor\u00e7luluk<\/strong><br \/>Y\u00fck\u00fcml\u00fcl\u00fckler mevcut varl\u0131klar\u0131 a\u015fmaktad\u0131r.<\/li><\/ol><p class=\"whitespace-pre-wrap break-words\">Ki\u015fisel olarak sorumlu olan solo serbest meslek sahipleri ve k\u00fc\u00e7\u00fck i\u015fletme sahipleri i\u00e7in genellikle sadece \u00f6deme aczi \u00f6nemlidir.<\/p><p class=\"whitespace-pre-wrap break-words\"><strong>\u00d6nemli: De\u011ferlendirilebilir varl\u0131klar (iflas malvarl\u0131\u011f\u0131) dava masraflar\u0131n\u0131 kar\u015f\u0131lamak i\u00e7in yeterli olmal\u0131d\u0131r. Bu durum s\u00f6z konusu de\u011filse, dava masraflar\u0131n\u0131n ertelenmesi i\u00e7in ba\u015fvuruda bulunulabilir.<\/strong><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1644\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-1644\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"a\" width=\"37.8801\" height=\"37\" viewbox=\"0 0 37.8801 37\"><polygon points=\"37.3801 14 23.72 14 23.72 .5 23.72 0 23.22 0 14.66 0 14.16 0 14.16 .5 14.16 14 .5 14 0 14 0 14.5 0 22.5 0 23 .5 23 14.16 23 14.16 36.5 14.16 37 14.66 37 23.22 37 23.72 37 23.72 36.5 23.72 23 37.3801 23 37.8801 23 37.8801 22.5 37.8801 14.5 37.8801 14 37.3801 14\"><\/polygon><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg class=\"elementor-toggle-icon-opened e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Normal \u0130flas\u0131n S\u00fcreci ve S\u00fcresi<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1644\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-1644\"><p class=\"whitespace-pre-wrap break-words\">\u0130flas Kanunu'nun revizyonundan bu yana, t\u00fcketici iflas\u0131nda oldu\u011fu gibi, normal bir iflas\u0131n s\u00fcresi genellikle \u00fc\u00e7 y\u0131ld\u0131r. Bu, 30.09.2020'den sonra ba\u015fvurulan prosed\u00fcrler i\u00e7in ge\u00e7erlidir.<\/p><p class=\"whitespace-pre-wrap break-words\">Normal iflas\u0131n a\u015famalar\u0131:<\/p><ol class=\"-mt-1 list-decimal space-y-2 pl-8\"><li class=\"whitespace-normal break-words\"><strong>Ba\u015fvuru<\/strong><br \/>BISS, iflas ba\u015fvurusunun haz\u0131rlanmas\u0131 ve sunulmas\u0131nda size destek olur.<\/li><li class=\"whitespace-normal break-words\"><strong>A\u00e7\u0131l\u0131\u015f s\u00fcreci<\/strong><br \/>Mahkeme ba\u015fvuruyu inceler ve ge\u00e7ici bir iflas y\u00f6neticisi atar.<\/li><li class=\"whitespace-normal break-words\"><strong>Ana s\u00fcrecin ba\u015flamas\u0131<\/strong><br \/>Ba\u015fvurunun kabul\u00fc ile resmi iflas ba\u015flar.<\/li><li class=\"whitespace-normal break-words\"><strong>\u0130yi davran\u0131\u015f d\u00f6nemi (3 y\u0131l)<\/strong><br \/>Kalan bor\u00e7lardan kurtulmak i\u00e7in belirli y\u00fck\u00fcml\u00fcl\u00fckleri yerine getirmelisiniz.<\/li><li class=\"whitespace-normal break-words\"><strong>Kalan bor\u00e7lardan kurtulma<\/strong><br \/>Ba\u015far\u0131l\u0131 bir tamamlanman\u0131n ard\u0131ndan kalan bor\u00e7lardan kurtulursunuz.<\/li><\/ol><p class=\"whitespace-pre-wrap break-words\">BISS, normal iflas\u0131n t\u00fcm a\u015famalar\u0131nda size e\u015flik eder. Hak ve y\u00fck\u00fcml\u00fcl\u00fckleriniz konusunda size dan\u0131\u015fmanl\u0131k yapar, alacakl\u0131lar ve iflas y\u00f6neticisi ile ileti\u015fimde destek olur ve kalan bor\u00e7lardan kurtulma hedefine ula\u015fmak i\u00e7in t\u00fcm gereksinimleri yerine getirmenize yard\u0131mc\u0131 olur.<\/p><p class=\"whitespace-pre-wrap break-words\">Uzmanl\u0131\u011f\u0131m\u0131zla s\u00fcre\u00e7 boyunca g\u00fcvenle ilerlersiniz ve ba\u015far\u0131l\u0131 bir finansal yeni ba\u015flang\u0131\u00e7 \u015fans\u0131n\u0131z\u0131 en \u00fcst d\u00fczeye \u00e7\u0131kar\u0131rs\u0131n\u0131z. Durumunuzla ilgili bireysel dan\u0131\u015fmanl\u0131k i\u00e7in Baden-W\u00fcrttemberg'deki BISS ile ileti\u015fime ge\u00e7in.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1645\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"button\" aria-controls=\"elementor-tab-content-1645\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"a\" width=\"37.8801\" height=\"37\" viewbox=\"0 0 37.8801 37\"><polygon points=\"37.3801 14 23.72 14 23.72 .5 23.72 0 23.22 0 14.66 0 14.16 0 14.16 .5 14.16 14 .5 14 0 14 0 14.5 0 22.5 0 23 .5 23 14.16 23 14.16 36.5 14.16 37 14.66 37 23.22 37 23.72 37 23.72 36.5 23.72 23 37.3801 23 37.8801 23 37.8801 22.5 37.8801 14.5 37.8801 14 37.3801 14\"><\/polygon><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg class=\"elementor-toggle-icon-opened e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Kann ich mich auch melden, wenn ich \u00fcberhaupt keinen \u00dcberblick mehr habe?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1645\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"region\" aria-labelledby=\"elementor-tab-title-1645\"><p>Ja. Genau daf\u00fcr ist unsere Beratung da.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1646\" class=\"elementor-tab-title\" data-tab=\"6\" role=\"button\" aria-controls=\"elementor-tab-content-1646\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"a\" width=\"37.8801\" height=\"37\" viewbox=\"0 0 37.8801 37\"><polygon points=\"37.3801 14 23.72 14 23.72 .5 23.72 0 23.22 0 14.66 0 14.16 0 14.16 .5 14.16 14 .5 14 0 14 0 14.5 0 22.5 0 23 .5 23 14.16 23 14.16 36.5 14.16 37 14.66 37 23.22 37 23.72 37 23.72 36.5 23.72 23 37.3801 23 37.8801 23 37.8801 22.5 37.8801 14.5 37.8801 14 37.3801 14\"><\/polygon><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg class=\"elementor-toggle-icon-opened e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Ist meine Anfrage bei BISS vertraulich?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1646\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"6\" role=\"region\" aria-labelledby=\"elementor-tab-title-1646\"><p>Ja, Ihre Anfrage und alle Gespr\u00e4che werden vertraulich behandelt. Gerade bei finanziellen Problemen ist Vertrauen besonders wichtig. Sie k\u00f6nnen Ihre Situation offen schildern, damit gemeinsam eine seri\u00f6se und passende L\u00f6sung gefunden werden kann.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b6c703d e-con-full e-flex e-con e-parent\" data-id=\"b6c703d\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-1a75065 e-con-full e-flex e-con e-child\" data-id=\"1a75065\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-9345fdc e-flex e-con-boxed e-con e-child\" data-id=\"9345fdc\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-746b8b2 elementor-widget elementor-widget-heading\" data-id=\"746b8b2\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Kontakt zu uns<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c34ae7d elementor-widget elementor-widget-text-editor\" data-id=\"c34ae7d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u00dcberwinde deine innere Blockade und melde dich bei uns f\u00fcr ein Kostenfreies Erstgespr\u00e4ch<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-40f1cfd e-flex e-con-boxed e-con e-child\" data-id=\"40f1cfd\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-8dded22 e-flex e-con-boxed e-con e-child\" data-id=\"8dded22\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e8479a7 elementor-widget elementor-widget-heading\" data-id=\"e8479a7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\"><span class=\"elementor-heading-title elementor-size-default elementor-inline-editing pen\" data-elementor-setting-key=\"title\" data-pen-placeholder=\"Eingabe hier...\">B\u00fcro Termine nach Vereinbarung: <\/span><\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c33c5be elementor-align-left elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"c33c5be\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/wa.me\/17623826826\">\n\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">BISS \u2013 B\u00fcro f\u00fcr Insolvenz- und Schuldner-Service \u2028Esslinger-Str. 7\u202870771 Leinfelden-Echterdingen\u2028<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3ed6b5f e-con-full e-flex e-con e-child\" data-id=\"3ed6b5f\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-87dba63 elementor-widget elementor-widget-heading\" data-id=\"87dba63\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Telefon<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4ae35c9 elementor-align-left elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"4ae35c9\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"tel:071179472810\">\n\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">B\u00fcro: 0711 - 7947 2810<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/wa.me\/17623826826\">\n\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Whatsapp: 017623826826<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8411239 e-flex e-con-boxed e-con e-child\" data-id=\"8411239\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-771e6fe elementor-widget elementor-widget-heading\" data-id=\"771e6fe\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">\u00d6ffnungszeiten<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6072cdb elementor-align-left elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"6072cdb\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Mo-Fr: 09:00- 17:00 Uhr <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Sondertermine jederzeit m\u00f6glich <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f4c64b0 elementor-align-left elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"f4c64b0\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/zeeg.me\/hilfe\/30min\">\n\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Sie wollen wissen, ob eine Verbraucherinsolvenz f\u00fcr Ihren Fall der richtige Weg ist?<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c69f2b3 elementor-align-left elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"c69f2b3\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/zeeg.me\/hilfe\/30min\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-business-time\" viewbox=\"0 0 640 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M496 224c-79.59 0-144 64.41-144 144s64.41 144 144 144 144-64.41 144-144-64.41-144-144-144zm64 150.29c0 5.34-4.37 9.71-9.71 9.71h-60.57c-5.34 0-9.71-4.37-9.71-9.71v-76.57c0-5.34 4.37-9.71 9.71-9.71h12.57c5.34 0 9.71 4.37 9.71 9.71V352h38.29c5.34 0 9.71 4.37 9.71 9.71v12.58zM496 192c5.4 0 10.72.33 16 .81V144c0-25.6-22.4-48-48-48h-80V48c0-25.6-22.4-48-48-48H176c-25.6 0-48 22.4-48 48v48H48c-25.6 0-48 22.4-48 48v80h395.12c28.6-20.09 63.35-32 100.88-32zM320 96H192V64h128v32zm6.82 224H208c-8.84 0-16-7.16-16-16v-48H0v144c0 25.6 22.4 48 48 48h291.43C327.1 423.96 320 396.82 320 368c0-16.66 2.48-32.72 6.82-48z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">\u202d\u2192 Jetzt Kostenloses Erstgespr\u00e4ch vereinbaren<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-52a3672 e-con-full e-flex e-con e-child\" data-id=\"52a3672\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-64d1dda elementor-widget elementor-widget-google_maps\" data-id=\"64d1dda\" data-element_type=\"widget\" data-widget_type=\"google_maps.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-custom-embed\">\n\t\t\t<iframe loading=\"lazy\"\n\t\t\t\t\tsrc=\"https:\/\/maps.google.com\/maps?q=BISS%20%E2%80%93%20B%C3%BCro%20f%C3%BCr%20Insolvenz-%20und%20Schuldner-Service%E2%80%A8Esslinger-Str.%207%E2%80%A870771%20Leinfelden-Echterdingen%E2%80%A8Deutschland&#038;t=m&#038;z=16&#038;output=embed&#038;iwloc=near\"\n\t\t\t\t\ttitle=\"BISS \u2013 B\u00fcro f\u00fcr Insolvenz- und Schuldner-Service\u2028Esslinger-Str. 7\u202870771 Leinfelden-Echterdingen\u2028Deutschland\"\n\t\t\t\t\taria-label=\"BISS \u2013 B\u00fcro f\u00fcr Insolvenz- und Schuldner-Service\u2028Esslinger-Str. 7\u202870771 Leinfelden-Echterdingen\u2028Deutschland\"\n\t\t\t><\/iframe>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>BISS \u2013 B\u00fcro f\u00fcr Insolvenz &amp; Schuldnerservice Wir behandeln Ihre Anliegen mit h\u00f6chster Diskretion und schaffen eine Atmosph\u00e4re der Vertraulichkeit, \u00a0in der Sie offen \u00fcber Ihre Sorgen sprechen k\u00f6nnen. Ihre pers\u00f6nlichen Informationen sind bei uns gesch\u00fctzt \u2013 garantiert. Unsere Philosophie Unser Ziel ist es, unsere Klienten zu entlasten, zu stabilisieren und ihnen eine Perspektive f\u00fcr [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-4194","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/schuldnerservice.de\/tr\/wp-json\/wp\/v2\/pages\/4194","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/schuldnerservice.de\/tr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/schuldnerservice.de\/tr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/schuldnerservice.de\/tr\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/schuldnerservice.de\/tr\/wp-json\/wp\/v2\/comments?post=4194"}],"version-history":[{"count":25,"href":"https:\/\/schuldnerservice.de\/tr\/wp-json\/wp\/v2\/pages\/4194\/revisions"}],"predecessor-version":[{"id":5032,"href":"https:\/\/schuldnerservice.de\/tr\/wp-json\/wp\/v2\/pages\/4194\/revisions\/5032"}],"wp:attachment":[{"href":"https:\/\/schuldnerservice.de\/tr\/wp-json\/wp\/v2\/media?parent=4194"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}